The Group’s loan financing business is conducted through its three wholly-owned subsidiaries, namely, U Credit (HK) Limited (“U Credit”), CS Credit Limited (“CS Credit”) and Chap Yik Limited (“Chap Yik”), which are all licensed money lenders registered under the Money Lenders Ordinance of Hong Kong. The main businesses of U Credit, CS Credit and Chap Yik are provision of structured collateralized loans, mortgage loans and personal loans to clients. The operation of the Group’s loan financing business is under the supervision of the Company’s Investment & Credit Committee.


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HKEX Stock Code: 235
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